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Self-Employed Mortgages
Entrepreneurs often face hurdles at traditional banks because their tax returns don’t reflect their true earning power. At Wisheskept, we understand the “business-for-self” lifestyle. We offer specialized mortgage solutions that use alternative income verification—such as bank statements and cash flow—to prove your eligibility. We believe your success as a business owner should be an asset, not a barrier, to owning a home.
Why Choose Us
Borrowers
- When we issue an approval, we stand by it—ensuring you move into your home with total certainty.
- Our team prioritizes your schedule, delivering rapid assessments to keep you competitive in a fast-moving market.
- Experience a seamless, digital-first application process that saves you both valuable time and unnecessary costs.
- Gain entry to exclusive rates and promotions only available through our premium lender partnerships.
Our Elevated Service Standards
- We operate on a policy of total honesty—absolutely no hidden charges or last-minute surprises.
- While banks are restricted to their own products, we leverage a vast network of lenders to find your perfect match.
- We view your mortgage as a wealth-building tool, mapping out a custom path for your financial future.
- Whether it’s your first condo or a major commercial development, we have the specialized expertise you need.
- Our relationship doesn't end at the closing table; we provide ongoing reviews to ensure your mortgage evolves with your life.
Frequently Asked Questions
We offer "Stated Income" programs that use your business bank statements and cash flow to prove your true ability to pay, rather than just your net taxable income.
Ideally, 2 years of self-employment is preferred, but we have alternative lending options for newer business owners as well.