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Pre-Approval
A mortgage pre-approval is the most powerful tool in a homebuyer’s arsenal. It provides a verified commitment from a lender, specifying exactly how much you can borrow while locking in your interest rate for up to 120 days. At Wisheskept, our pre-approval process is thorough and efficient, giving you the confidence to shop and the competitive edge needed to win in a crowded market.
Why Choose Wisheskept Mortgage
Borrowers
- When we issue an approval, we stand by it—ensuring you move into your home with total certainty.
- Our team prioritizes your schedule, delivering rapid assessments to keep you competitive in a fast-moving market.
- Experience a seamless, digital-first application process that saves you both valuable time and unnecessary costs.
- Gain entry to exclusive rates and promotions only available through our premium lender partnerships.
Our Elevated Service Standards
- We operate on a policy of total honesty—absolutely no hidden charges or last-minute surprises.
- While banks are restricted to their own products, we leverage a vast network of lenders to find your perfect match.
- We view your mortgage as a wealth-building tool, mapping out a custom path for your financial future.
- Whether it’s your first condo or a major commercial development, we have the specialized expertise you need.
- Our relationship doesn't end at the closing table; we provide ongoing reviews to ensure your mortgage evolves with your life.
Frequently Asked Questions
Yes, we typically lock in your interest rate for 90 to 120 days, protecting you from market increases while you shop.
It is a conditional guarantee based on your verified finances. The final approval depends on the specific property passing an appraisal.