Want to ask something from us?
To ensure a smooth process, you typically need to provide proof of identity, recent pay stubs, your last two years of T4s or NOAs (Notice of Assessments), and bank statements showing the source of your down payment. For self-employed clients, we may require additional business financial statements
While every file is unique, most of our clients receive an initial assessment within 24 to 48 hours. Once all documentation is submitted, a formal commitment from a lender typically takes between 3 to 5 business days. We work efficiently to meet even the tightest closing deadlines.
At Wisheskept, we specialize in "alternative lending." We have access to a vast network of private and B-lenders who look at the overall value of your property and your future potential rather than just a strict credit score or traditional income verification.
